Personal Banking

​ Checking Account Options

Washington Trust offers you the freedom to choose the checking account that’s right for you.


Account Benefits Freedom Ultra® Checking Freedom Plus® Relationship Checking Freedom Checking Freedom eChecking®
No monthly fee1 checking account options checking account options checking account options checking account options
Earns interest checking account options checking account options
Free ATM use2 checking account options checking account options checking account options checking account options
ATM fee refunds4 checking account options checking account options
Free checks3 checking account options checking account options
.50% off installment loan rates
with automatic payment
which banks offer free checking accounts which banks offer free checking accounts which banks offer free checking accounts which banks offer free checking accounts
Preferred rates on CDs & IRAs which banks offer free checking accounts which banks offer free checking accounts
No fee money orders and cashier’s checks which banks offer free checking accounts which banks offer free checking accounts
Savings Transfer Overdraft Protection fee waived compare banks checking accounts compare banks checking accounts
Credit Reserve annual fee waived compare banks checking accounts compare banks checking accounts
World Debit Black Card with higher transactional & withdrawal limits5 compare banks checking accounts
Higher transaction limits with mobile check deposit6 compare banks checking accounts
Free incoming domestic wire transfers compare banks checking accounts
Free foreign currency compare banks checking accounts
Home Equity Line of Credit7 Benefits checking account options checking account options checking account options checking account options
Waived recording fees on Home Equity Loans8 compare banks checking accounts

1 Freedom Ultra Checking: Daily minimum balance of $15,000 required to avoid monthly service charge of $25.00; Freedom Plus Relationship Checking: No monthly service charge fee when your total consumer deposit and loan relationship with Washington Trust totals $5,000 or more - when total is below $5,000, the account charges a flat fee of $15.00 per statement cycle. 2Other banks may charge for use of their ATMs 3Freedom Ultra & Freedom Plus Accounts: Free checks are single wallet style; 4 Washington Trust will refund up to five fees from other domestic banks each statement cycle. May be subject to IRS reporting. Please consult your tax advisor. 5 World Debit Black Card offers a $3,500 per day point-of-sale transaction limit, and daily cash withdrawals of up to $1,000. 6Freedom Ultra Level Mobile Check Deposit allows deposits of $7,500 per day and $15,000 per week. 7,8 Home Equity Lines of Credit and Home Equity Loans are subject to credit approval. Member FDIC