Personal Banking

Account Features

Freedom Ultra® Checking

Receive extra benefits when you keep a high balance in your checking account!

An ideal account if you keep a higher checking balance, want to earn interest and receive added benefits such as preferred rates on CDs and IRAs, discounted rates on loans, and easy access to the checking services you use everyday.

Open an Account

Our Freedom Ultra® Checking Account offers you:

  • No monthly fee1
  • Earns interest when a $1,500 minimum daily balance is maintained
  • Free ATM use2
  • Free checks3
  • .50% off installment loan rates with automatic payment
  • ATM fee refunds4 - say goodbye to fees from other banks
  • Preferred rates on CDs & IRAs
  • No fee money orders and cashier’s checks
  • STOP (Savings Transfer Overdraft Protection annual fee waived ($20.00)
  • Credit Reserve annual fee waived ($25.00)
  • World Debit Black Card with higher transactional & withdrawal limits5
  • Higher transaction limits with mobile check deposit6
  • Free incoming domestic wire transfers
  • Free foreign currency
  • Home Equity Line of Credit7 Benefits:
    • Annual Fee waived 
    • .25% off non-promotional home equity line rates
    • .375% lower in each rate tier (both promo & non-promo Lines)
  • Waived recording fees on Home Equity Loans8
  • Free Online Banking, Mobile Banking, and Text Alerts
  • Free Debit Card with Purchase Rewards
  • Free Online Money Management Tool
  • eStatements available

Ready to open a checking account?

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Compare Checking Accounts

Still not sure which account is right for you? View our comparison chart to find the checking account to fit your needs.

Compare Checking Accounts

1 Freedom Ultra Checking: Daily minimum balance of $15,000 required to avoid monthly service charge of $25.00; Freedom Plus Relationship Checking: No monthly service charge fee when your total consumer deposit and loan relationship with Washington Trust totals $5,000 or more - when total is below $5,000, the account charges a flat fee of $15.00 per statement cycle. 2Other banks may charge for use of their ATMs 3Freedom Ultra & Freedom Plus Accounts: Free checks are single wallet style; 4 Washington Trust will refund up to five fees from other domestic banks each statement cycle. May be subject to IRS reporting. Please consult your tax advisor. 5 World Debit Black Card offers a $3,500 per day point-of-sale transaction limit, and daily cash withdrawals of up to $1,000. 6Freedom Ultra Level Mobile Check Deposit allows deposits of $7,500 per day and $15,000 per week. 7,8 Home Equity Lines of Credit and Home Equity Loans are subject to credit approval. Member FDIC