Personal Banking

Promotional Certificates of Deposit

Product*  Interest Rate  APY**  Min. Deposit for APY
1 Year 1.73863% 1.75% $500.00
27 Month 2.96683% 3.00% $500.00

Learn more about our CDs

All rates effective as of
*Offer not available in conjunction with other special promotions or bonuses.
$500 minimum balance required. 1.75% Annual Percentage Yield available for new accounts opened with funds from sources other than Washington Trust. No municipal or government funds. CD minimum opening deposit is $500. Washington Trust checking account required. CD withdrawals before maturity date will reduce the APY earned and early withdrawal penalties may be imposed. Fees may reduce earnings. See a Washington Trust Banker for details. Offer is for limited time only and may be withdrawn at any time.
27-month Certificate of Deposit, 3.00% Annual Percentage Yield; $500 minimum opening balance required. Offer not available in conjunction with other special promotions or bonuses. Offers available for new accounts opened with funds from sources other than Washington Trust. Consumer and business accounts only. No municipalities. Washington Trust checking account required. CD withdrawals before maturity date will reduce the APY earned and early withdrawal penalties may be imposed. Fees may reduce earnings. See a Washington Trust Banker for details. Offers are for a limited time only and may be withdrawn at any time. Member FDIC

**Annual Percentage Yield

Certificates of Deposit

Product*  Interest Rate  APY** 
 91 Days 0.10% 0.10%
 6 Months 0.10% 0.10%
 12 Months 0.10% 0.10%
 18 Months 0.25% 0.25%
 24 Months 0.35% 0.35%
36 Months 0.50% 0.50%
48 Months 0.75% 0.75%
60 Months 0.90% 0.90%

Learn more about our CDs

All rates effective as of
*$500 minimum to open.
**Annual Percentage Yield
A penalty may be imposed for early withdrawal. Fees may reduce earnings.

Freedom Plus Certificates of Deposit*

Product*  Interest Rate  APY** 
 91 Days 0.35% 0.35%
 6 Months 0.35% 0.35%
 12 Months 0.35% 0.35%
 18 Months 0.50% 0.50%
 24 Months 0.60% 0.60%
36 Months 0.75% 0.75%
48 Months 1.00% 1.00%
60 Months 1.15% 1.15%

Learn more about our CDs

All rates effective as of
*Minimum Deposit Amount $500
**Annual Percentage Yield
A penalty may be imposed for early withdrawal. Fees may reduce earnings.

Money Markets, Checking, and Savings Accounts

Product  Interest Rate APY* Min. to Open the Account
Freedom Checking & eChecking
Under $5,000 0.00% 0.00% $50.00
$5,000.00 and over 0.01% 0.01% $50.00
Personal Money Market Account
Under $2,499.99 0.10% 0.10% $2,500.00
$2,500 - $24,999.99 0.10% 0.10% $2.500.00
$25,000 - $49,999.99 0.10% 0.10% $2,500.00
$50,000 - $249,999.99 0.10% 0.10% $2,500.00
$250,000 - $999,999,99 0.10% 0.10% $2,500.00
$1,000,000 and over 0.10% 0.10% $2,500.00
Freedom Plus Checking
Under $1,500  0.00%  0.00%  $50.00
$1,500 and over  0.05%  0.05%  $50.00
Freedom Statement Savings
 Under $2,499.99
 0.00%  0.00%  $50.00
$2,500 - $24,999.99 
 0.05%  0.05%  $50.00
$25,000 - $49,999.99 
 0.05%  0.05%  $50.00
$50,000 - $249,999.99 
 0.05%  0.05%  $50.00
 $250,000 - $999,999,99  
 0.05%  0.05%  $50.00
$1,000,000 and over  0.05%  0.05%  $50.00
Freedom Savings Club Account
Under $2,499.99  0.00%  0.00%  $1.00
$2,500 - $24,999.99  0.05%  0.05%  $1.00
$25,000 - $49,999.99  0.05%  0.05%  $1.00
$50,000 - $249,999.99  0.05%  0.05%  $1.00
$250,000 - $999,999.99  0.05%  0.05%  $1.00
$1,000,000 and over  0.05%  0.05%  $1.00

Learn More About Our Savings Accounts

All rates effective as of
*Annual Percentage Yield
Rates may change after the account is opened. Fees may reduce earnings.

Prime Rate

 Wall Street Prime Rate 5.25

All rates effective as of September 27, 2018